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It’s a signal victory, though more symbolic than substantive: President Barack H. Obama has reportedly backed down from his government “option” plan for ObamaCare. But what is already being flogged in its place, health-insurance ” cooperatives ,” may end up nearly as bad. The key question is whether they will be subsidized by the government (federal, state, or local) — either directly by continual funding or by the Amtrak mechanism of repeated bailouts every time they fall short of break

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